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Student Accident Insurance

Student Accident Insurance

ENROLL FOR STUDENT ACCIDENT INSURANCE

 PLEASE READ THE INFORMATION BELOW THEN CLICK ON THE LINK AT THE BOTTOM OF THIS PAGE TO ENROLL

 

Student Accident Insurance is available for K-12 and PTC students enrolled in Pinellas County Schools. Coverage is required for students participating in sports and certain extracurricular activities.

 

This plan does not contain a deductible provision.
Coverage may be purchased at any time during the 2025-2026 school year. At School coverage ends on the last day of school.

Exception - Summer School Activities are covered through July 31.

 

Voluntary K-12 Student Accident Insurance

If you don’t have other insurance, this plan may be a resource to consider. Additionally, even if you have other coverage, this plan can help fill expensive “gaps” caused by deductibles and co-pays.

 

 Mandatory K-12 Student Accident Insurance (Sports & Activities)

The Pinellas County School Board, like most school boards in the State of Florida, requires students participating in certain school activities to purchase student accident insurance. This requirement will help ensure that every student who participates in certain activities is covered. This coverage is required even if the student is covered by another medical plan or program. There are no exceptions to this requirement as it is school board policy. This policy can be viewed by accessing the following link: School Board Policy 8760.

 

The following activities will require students to purchase student accident insurance:

Baseball

Flag Football

Swimming

Basketball

FPSA**

Technical Theatre

Bowling

Golf

Tennis

Center for Construction Technologies

Intramurals

Track

Cheerleading

JROTC

Varsity Football

Color Guard

Jr. Varsity Football

Veterinary Asst. Program

Concession Stand

Lacrosse

Volleyball

Cross Country

Marching Band

Weight Lifting

Dance Team

Powder Puff Football

Wrestling

Diving

Soccer

 

Drum Line

Softball

 
 
* Career Academy for International Culture and Commerce
 ** Florida Public Services Association 
 
  

THIS IS EXCESS INSURANCE. IT IS PROVIDED TO COVER SOME OF THE OUT OF POCKET EXPENSES ASSOCIATED WITH ACCIDENTS. IT IS NOT INTENDED TO REPLACE YOUR PRIMARY MEDICAL INSURANCE. ANY OTHER MEDICAL INSURANCE POLICY WILL BE EXPECTED TO PAY BEFORE THE EXCESS STUDENT ACCIDENT INSURANCE POLICY.


DIRECTIONS FOR ENROLLMENT:

  1. Click on "Browse Rates", click on "Pick your state", then select Pinellas County Schools. Under the rate information, click on the Brochure (English or Spanish) if you want to view the high/low benefit plans before making your purchase.
  2. Open New Account - Create an account with a User ID and Password. (You must create a new account each school year.) Remember your User ID and Password for future reference and to reprint ID cards if necessary.
  3. Add Student & Coverage by clicking the "Add Student" button at the top of the page. Continue to add each student by clicking on the "Add Student" button until all your students are added.
  4. Click on "Add Selected Items to Shopping Cart" then select "Checkout".
  5. Select your payment type and click "Continue Checkout". Pay by credit card or e-check. If you do not have a credit card or checking account, contact the local office at 727-656-6980 for assistance.
  6. Enter billing information and click "Continue Checkout".
  7. Click "Pay and View Receipt" to complete your order. to print your ID card, click on Return to My Account at the bottom of the screen. You will also receive a confirmation email with the ID card.
  8. Provide a copy of the ID card to the Coach as proof of enrollment.
 
 
 
 
 
If you do not have internet access or if you do not have a credit card or checking account, please call 727-656-6980.

Para asistancia en Espanol, llamada HSR 1-866-409-5733
 
The policy and claims administrator is Health Special Risk Inc. (HSR) The insurance carrier is ACE American Insurance Company
 
  
 
HOW TO FILE A CLAIM:
 
 
  1. The claim form must be signed by a school official;
  2. A complete form must be postmarked within 90 days of the date of the accident;
  3. The injured student must seek medical treatment within 30 days of the accident.
  4. To be considered for payment, an emergency room visit must occur within 72 hours of the accident.
  5. Mail, e-mail, or fax the claim form and all itemized bills to:

HSR (Health Special Risk)
PO Box 117558
Carrolton, TX 75011-7558
Fax #: 972-512-5818
k12claims@hsri.com




 
                          OR
 
             Area Representative
             Veronica Dunn
             727-656-6980

For questions/help filing a claim, please call HSR at 866-409-5733