Student Accident Insurance

  •  PLEASE READ THE INFORMATION BELOW THEN CLICK ON THE LINK AT THE BOTTOM OF THIS PAGE TO ENROLL

     

    Student Accident Insurance is available for K-12 and PTC students enrolled in Pinellas County Schools. Coverage is required for students participating in sports and certain extra-curricular activities.

     

    This plan does not contain a deductible provision.
    Coverage may be purchased at any time during the 2024-2025 school year. At School, coverage ends on the last day of school.

    Exception - Summer School Activities are covered through July 31.

     

    Voluntary K-12 Student Accident Insurance

    If you don’t have other insurance, this plan may be a resource to consider. Additionally, even if you have other coverage, this plan can help fill expensive “gaps” caused by deductibles and co-pays.

     

     Mandatory K-12 Student Accident Insurance (Sports & Activities)

    The Pinellas County School Board, like most school boards in the State of Florida, requires students participating in certain school activities to purchase student accident insurance. This requirement will help ensure that every student who participates in certain activities is covered. This coverage is required even if the student is covered by another medical plan or program. There are no exceptions to this requirement as it is school board policy. This policy can be viewed by accessing the following link: School Board Policy 8760.

     

    The following activities will require students to purchase student accident insurance:

    Baseball

    Drum Line

    Soccer

    Basketball

    Flag Football

    Softball

    Bowling

    FPSA**

    Swimming

    Center for Construction Technologies

    Golf

    Technical Theatre

    Cheerleading

    Intramurals

    Tennis

    Color Guard

    JROTC

    Track

    Concession Stand

    Jr. Varsity Football

    Varsity Football

    Cross Country

    Lacrosse

    Veterinary Asst. Program

    Dance Team

    Majorettes

    Volleyball

    Diving

    Marching Band

    Weight Lifting

    Drama

    Powder Puff Football

    Wrestling
     
    * Career Academy for International Culture and Commerce
     ** Florida Public Services Association 
     
      

    THIS IS EXCESS INSURANCE. IT IS PROVIDED TO COVER SOME OF THE Out-of-POCKET EXPENSES ASSOCIATED WITH ACCIDENTS. IT IS NOT INTENDED TO REPLACE YOUR PRIMARY MEDICAL INSURANCE. ANY OTHER MEDICAL INSURANCE POLICY WILL BE EXPECTED TO PAY BEFORE THE EXCESS STUDENT ACCIDENT INSURANCE POLICY.


    DIRECTIONS FOR ENROLLMENT:

    1. “Check Rates”, then “Pick your State”, select Pinellas County Schools. Click “Brochure” at the bottom of the page if you would like to view plan benefits (English and Spanish).
    2. “Enroll Now” - Create a User ID and Password (new account for each school year). Keep for future reference and to reprint ID cards.
    3. “Add Student”. Complete each field, then “Save New Student”. If purchasing for more than one participant, click “Add Student” and repeat.
    4. Select your plan, then use the drop-down box to choose the activity. “Add selected items to the shopping cart”.
    5. “Check out”. Select payment type, enter billing information then “Continue Checkout”. If you do not have a credit or debit card, call 727-656-6980 for assistance.
    6. “Checkout” after reviewing purchase information.
    7. “Pay and View Receipt” to complete your purchase.
    8. You will receive an ORDER CONFIRMATION and ID CARD by email. Provide a copy of the CONFIRMATION to the Coach as proof of enrollment, keep the ID CARD in case of injury.
     
     
     
     
     
    If you do not have internet access or if you do not have a credit card or checking account, please call 727-656-6980.

    Para asistancia en Espanol, llamada HSR 1-866-409-5733
     
    The policy and claims administrator is Health Special Risk Inc. (HSR) The insurance carrier is ACE American Insurance Company
     
      
     
    HOW TO FILE A CLAIM:
     
     
    1. The claim form must be signed by a school official;
    2. A Complete form must be postmarked within 90 days of the date of the accident;
    3. The injured student must seek medical treatment within 30 days of the accident.
    4. To be considered for payment, an Emergency room visit must occur within 72 hours of the accident.
    5. Mail, e-mail or fax the claim form and all itemized bills to:

    HSR (Health Special Risk)
    PO Box 117558
    Carrolton, TX 75011-7558
    Fax #: 972-512-5818
    k12claims@hsri.com
     
                              OR
     
                 Area Representative
                 Veronica Dunn
                 727-656-6980

    For questions/help filing a claim, please call HSR at 866-409-5733