Additional Information for Retirees
Click on the following links for information about retirement, disability and survivor benefits under the Florida Retirement System. 

Your Guide to FRS Resources (English)
Your Guide to FRS Resources (Spanish)
FRS Ready, Set, Retire (2025 Edition)  New

SHINE
SHINE (Serving Health Insurance Needs of Elders) is a free program offered by the Florida Department of Elder Affairs and your local Area Agency on Aging. Specially trained volunteers can assist you with your Medicare, Medicaid, and health insurance questions by providing one-on-one counseling and information. SHINE services are free, unbiased, and confidential. 

https://www.floridashine.org/Home.aspx

Next Steps in the Retirement Process with FRS
FAQ's - Using Direct Deposit

Financial Planning:
Retirement and planning and investing for retirement are important - no matter which retirement plan you choose.  Your Florida Retirement System retirement plan by itself cannot provide enough for a comfortable retirement.  Everyone needs to learn about savings and investing to help close the gap.

Social Security Online Retirement Planning
My FRS Advisor
CNN Financial
Morningstar
IRS

Pinellas County Schools Retirement Information:
The PCS annual benefits enrollment for retirees is normally in October.  Changes made to your insurance coverages become effective in January of the following year.  

IMPORTANT: Notify Risk Management of cancellations or changes to your coverage within the 30 days prior to the effective date of the change. If premiums are deducted from your pension check, we must receive an election and change form no later than the 5th day of the month in which your coverage will end. 

PCS Retirement Team Contact Information:
Phone: (727) 588-6214
Email for general inquiries: risk-retirement@pcsb.org
Email for FRS Retirement Applications to Risk Management at: FRSApps@pcsb.org