Life Insurance

  • While no amount of income can compensate for the death of a family member, it is comforting to know that survivors are able to meet family financial obligations through a sound life insurance program.

     Your BENEFlex life insurance program includes:
    • Basic Employee Term Life
    • Optional Employee Term Life
    • Optional Dependent Term Life (Spouse & Child[ren])
    • Optional Family Term Life

    Pinellas County Schools provides Basic Employee Term Life insurance coverage -through The Standard- of one times your annual base salary, rounded up to the next $1000, with minimum coverage of $15,000.  For example:

     

    Annual Salary

    		 Basic Coverage is:
    $12,000 $15,000 (minimum $15,000 Coverage)
    $25,000 $25,000 (1 X your annual base salary)
    $27,500 $28,000 (rounded up to next $1000)

    Beneficiary Information

    A beneficiary is the person or entity who will receive the benefit in the event of your death.  You may choose more than one beneficiary and designate them as primary or secondary beneficiaries.  Your primary beneficiary is the first in line to receive your death benefit.  If the primary beneficiary dies before you, a secondary beneficiary is next in line.  Both primary and secondary beneficiaries must equal 100%.
      
    To change or update your beneficiary information, you must complete an Enrollment & Change form and submit it to Risk Management:
     
     
    Additional Information 

     

    Additional Benefits Offered by The Standard (2018)

    Certificates 

    See Certificates of Coverage