Risk Management and Insurance
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Life Insurance:
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While no amount of income can compensate for the death of a family member, it is comforting to know that survivors are able to meet family financial obligations through a sound life insurance program.
Your Life Insurance Plan Includes:
- Basic Employee Term Life
- Optional Employee Term Life
- Optional Dependent Term Life (Spouse & Child[ren])
- Optional Family Term Life
Pinellas County Schools provides Basic Employee Term Life insurance coverage through The Standard Insurance Company. It is one times your annual base salary, rounded up to the next $1000, with minimum coverage of $15,000.
For example:Annual Salary Basic Coverage is:
$12,000
$15,000 (minimum $15,000 Coverage)
$25,000
$25,000 (1 X your annual base salary)
$27,500
$28,000 (rounded up to next $1000)
Beneficiary Information:
A beneficiary is the person or entity who will receive the benefit in the event of your death. You may choose more than one beneficiary and designate them as primary or secondary beneficiaries. Your primary beneficiary is the first in line to receive your death benefit. If the primary beneficiary dies before you, a secondary beneficiary is next in line. Both primary and secondary beneficiaries must equal 100%.To change or update your beneficiary information, you must complete an Enrollment & Change form and submit it to Risk Management:
2025 Enrollment and Change Form
2024 Enrollment and Change Form
Helpful Links:
2025 Rate Chart
The Standard - Life Insurance Medical History Statement Instructions (online application)
Additional Benefits Offered by The Standard Company:
Life Services Toolkit (English) - Support Services offered by The Standard
Life Services Toolkit Online Will Preparation (provided through Health Advocate)
Travel Assistance Program for Employees (English)
Travel Assistance Program for Employees (Spanish)
Travel Assistance - Program Description (English)
Travel Assistance - Program Description (Spanish)
Frequently Asked Questions - Travel Assistance (English)
Frequently Asked Questions - Travel Assistance (Spanish)
Life Portability Application - The Standard Life Portability Application
Life Claim Packet - The Standard Life Claim PacketRequest for Group Life Conversion Materials - The Standard Request for Conversion Materials
FAQ - Evidence of Insurability
Disabled Child Forms - Should be submitted prior to your dependent turning 26.
Eligibility of the dependent will be reviewed at the time of claim. In order to determine if your child qualifies to be covered, you may submit the form below and have The Standard Insurance Company determine if they are eligible after age 26.
Continued Dependent Life for a Disabled Child (English)
Continued Dependent Life for a Disabled Child (Spanish)
Certificates - Certificates of Coverage
