Met Life Hospital Indemnity Plan

  • Hospital stays can be costly and are often unexpected.  Even the best medical plans may leave you with extra expenses to pay out of your pocket like deductibles, coinsurance, and co-pays.

    The Met Life Hospital Indemnity Plan (HIP) pays a cash benefit when you or a covered dependent is hospitalized due to an accident or illness.  Pre-existing conditions limitations may apply. 

    Hospital Indemnity Benefit plans  
     
    Employees may enroll in Met Life HIP as a new hire, during annual enrollment, or within 31 days of a qualified life event.  Please contact the benefits team in Risk Management at 727-588-6197 for more information.

                   Certificate number GCERT12-AX

     

    MetLife HIP Policy and Certificate of Coverages

     

     

    * Income Tax Consideration:

    Your Hospital Indemnity Plan deductions are automatically deducted on a pre-tax basis, along with all your other benefit deductions (except Optional Life Insurance). This means any benefit paid to you will be subject to Federal Income Taxes unless you elect to have all your premiums deducted on an after-tax basis.