• Welcome to the Retirement Informational webpage! If you still have questions after looking through this site, please feel free to contact the Risk Management Staff.
    Questions?  Call 588-6214 or email 


    Thinking About Retirement


    Are you considering Retirement?  Click on the link above to determine the best available retirement options for you!


    It is never too early to start preparing for retirement. 

    The Retirement Roadmap is a useful tool to prepare for all aspects of retirement.  It's a valuable resource for all employees from new hires to retirees.

    Your road to retirement is a journey.  Click on the link above to review what steps you need to take from beginning to end.


    Retiree Insurance Benefits


    Select the link in the box above for information on our options for insurance as a retiree.  


    FRS Retirement Programs


    As a public service employee, you may be a member of the Florida retirement plan.  Florida's retirement plan may be a defined benefit plan or a defined contribution plan, and/or a hybrid plan.

    The Florida Retirement System (FRS) offers the option of participating in two FRS retirement plans:  the FRS Defined Benefit (Pension) Plan (which includes DROP) and the FRS Defined Contribution (Investment) Plan. 

    In order to reach FRS, call the MyFRS Financial Guidance Line toll-free at 1-866-446-9377

    The FRS website ( provides access to a variety of information on retirement. There is also a Chat Feature on the front page where you can chat with a representative.


      Defined Benefit (Pension) Plan


    Defined Benefit (Pension) Plans guarantee a retirement benefit that is predetermined.  The employer and employee contributes a specified percentage or amount to the plan.  The amount of the retirement benefit is based on a formula that takes into account the years of service and average final salary.


      Investment Plan Retirement


    The Investment Plan retirement benefit has no fixed level at retirement. It is primarily designed to serve shorter-service and mobile employees. 

    The plan offers flexible distribution options including a lump sum option. 


      Bencor Special Pay Plan 401A


    The Special Pay Plan is is offered to all school board employees if you are retiring, separating from service, or entering DROP.   Employees who have accumulated "special pay" (sick leave and or vacation pay) with a value of $2500 or more will have an account established for them and their money will automatically be deposited in this account free of Social Security and Medicare Taxes, and deferral of federal income taxes.


      Retirement Savings Program - 403B, 457 and Roth 403B


    Saving money for retirement is often a low priority in our busy lives.  PCS offers a Voluntary Retirement Program that provides 2 pretax options and 1 post tax option for saving for retirement. Convenient savings through payroll deductions from one of the authorized investment providers included on the PCS List of Providers. 

    Suncoast Credit Union- New Retirement Savings Program Provider


    Information for Retirees


    The Information Link for Retirees contains general information, financial links and resources, and contact information. 

    2022 - 2023 Fall Semester Retirement Memory Book 



    New Hire Retirement Options  

     As a new employee, you must choose between the two available retirement plans before your deadline.

    The Florida Retirement System (FRS) offers you two retirement plans — the Investment Plan and the Pension Plan.

    As an FRS member, you get to choose the one that’s right for you.

    Remember: You have until 4:00 p.m. ET on the last business day of the 8th month after your month of hire to submit your choice.

    FRS has many resources to help you understand your options and make the right decision.  Follow the link below:


     For more information for New Hires, please go to the Newly Hired web page:  New Hire Information


    PCS Informational Retirement Videos


    Retirement Videos

    The following videos provide some great information on subjects relevant to your retirement journey.

    The Road to Retirement: A Guide to FRS Service Retirement

    Retirement Insurance

    Retirement Payroll FAQs


      Retirement Team Staff


    Kim Williams - Retirement Analyst

    Sheri Phillips - Benefits Assistant

    Danielle O'Brien - Clerk Specialist II


    Retirement Team